Deko Finance
Thinking of choosing finance?
Finance is a great way to spread the cost of your purchase. To make it easy we’ve teamed up with Deko whose technology lets you apply for and complete a loan application quickly, easily and informative.
Deko is a credit broker, not a lender. Deko’s secure technology helps put you in touch with lenders whose finance options are best suited for you and your purchase.
Simply add the items you love to your basket. Once you are at the checkout select the finance option that suits you and choose Deko. The quick application form is simple and should take no more than a couple of minutes to complete and you will receive a decision instantly. Easy!
Check your eligibility
You will only be considered for finance if you:
- Are at least 18 years old
- You're in paid employment or have a regular income (minimum 16 hours per week or £5,000 per annum, unless you are retired and receiving a private / company pension or in receipt of disability allowance)
- Are a permanent UK resident and have lived in the UK for at least 3 years.
- Have a UK bank account capable of accepting Direct Debits
- Have a good credit history with no late payments, debt relief orders, County Court Judgment (CCJs), Individual Voluntary Arrangement (IVAs) or bankruptcies.
- Provide an email address so your documentation can be emailed to you.
Our payment plan options
We offer a range of interest bearing finance options to help you spread the cost of your purchase over 12 to 36 months. The value of the loan needs to be over £250 and you can choose a deposit of up to 50% of the value of the goods.
Finance Calculator and Examples
| 12 Months | Option 1 |
|---|---|
| Cost of Goods | |
| £1111.12 | |
| Deposit | |
| 10% | |
| Payable Today | |
| £111.12 | |
| Cost Per Month | |
| £87.67 | |
| Total Payable | |
| £1163.16 | |
| Cost of Credit | |
| £52.08 | |
| APR | |
| 9.9% | |
| 24 Months | Option 2 |
|---|---|
| Cost of Goods | |
| £1111.12 | |
| Deposit | |
| 10% | |
| Payable Today | |
| £111.12 | |
| Cost Per Month | |
| £45.90 | |
| Total Payable | |
| £1212.82 | |
| Cost of Credit | |
| £101.70 | |
| APR | |
| 9.9% | |
| 36 Months | Option 3 |
|---|---|
| Cost of Goods | |
| £1111.12 | |
| Deposit | |
| 10% | |
| Payable Today | |
| £111.12 | |
| Cost Per Month | |
| £32.02 | |
| Total Payable | |
| £1263.92 | |
| Cost of Credit | |
| £152.80 | |
| APR | |
| 9.9% | |
Use our finance calculator to check the impact of various loan values, terms and interest rates on the total amount you need to pay and the monthly repayments.